Today is March 2, 2023 and the email below for Ryan Moran landed in my email box.  I thought it was very thought provoking, so much so, I decided to share it with the readers of  Keep in mind Ryan is not a team builder.

I believe the next three years are going to get funky AF.

Warning: long email.

It is my opinion that the next few years are gonna be tough for some people.

In this email, I am going to explain why… and what I am doing about it.

I’m an economics nerd.

I earned an economics minor during the Great Recession in 2008.

My senior paper was on the similarities between 2008 and The Great Depression.

And I believe that the next three years are going to be a wild ride.

Now, I don’t have a crystal ball… but…

I think that the cracks we see today are a preview of what is to come.

In this email, I am going to give you my predictions, as well as I what I plan to do.

The most obvious sign of turbulence is the rise in interest rates.

They are rising at one of the fastest rates in history…

And I believe that will continue.

If interest rates stay high, some people will get crushed (for reasons I will explain).

Even mainstream news outlets are admitting that it will get crazier.

Now… unless you are an economics nerd like me, that may not sound like a big deal.

After all, higher interest rates mean you get more in the bank, right?

Yes, but it also means that business and investing gets more expensive and harder to predict.

For example, the valuations of companies are waaaayyyyyy down.

Amazon stock is down 50% in the last year.

That’s a full 50% drop for one of the biggest companies in the world.It’s not just Amazon, either.

Meta is down 55%.

Alibaba is down 70% from its peak.

Shopify is down 72%.

Zoom is down 86%.

These are companies that many of us use every single day… losing half their value.

However… this may just be the beginning.

In every downturn, the most speculative assets turn first.

That is why Bitcoin and Ethereum (and NFTs) crashed first.

They all have collapsed.

Then came tech stocks…

And now it is affecting more “conservative” assets, like strong companies.

Now… the trend will go to “safer” assets.

The signs of those cracks have just begun.

For example, here is the S&P 500 – what do you think is going to happen next?

It is my opinion that the “conservative” investments are just now starting to turn.

For example, real estate is often seen as one of the “safest” investments.

With interest rates continuing to climb, the housing market is slowing, too.

Remember, “safe” investments always crash last. That’s when “the bottom” happens.

Do we see real estate starting to slow?

Well… I live in Austin, which is the hottest real estate market in the country.

Here’s the latest data from my city:

See how it is just starting to turn?

It’s not just Austin, either…


Those are headlines from this week, by the way.

So… what does this mean?

Well… what do you think happens when all those “Covid gains” in real estate go away?

Do we see foreclosures? Bankruptcies?

What happens if the “safe” investments continue to weaken?

What happens to the value of stocks and businesses if that trend continue?

That’s when we have the perfect storm for economic struggle…


If we have strong leadership and faith in our decision makers, we can get through that, right?


But, does the US have the leadership to be able to navigate that with confidence?

Do we have confidence in our politicians?

Heck, will we even agree on how to pull ourselves out of it?

That is why I believe things are going to be funky for about the next three years.

We have rising interest rates.

Lack of leadership.

And a weakening economy.

Plus… let’s not forget about automation…

If we have economic weakness… do you think that companies will raise their wages, or will they automate to AI?

It’s an interesting question.

With all of this in mind… what do you do??

Well… I have friends who are prepping.

They are buying farmland.

Stocking up on food.

Learning to grow their own crops.

Even getting black-belts to prepare for hand-to-hand combat.

I am not one of them.

I have a different opinion from them.

Because I remember what happened during 2007 and 2008…

I made a lot of money.

I remember what happened after the COVID crash.

I remember how everyone else was freaking out, and I started getting aggressive.

As Warren Buffett says, “Be fearful when others are greedy, and be greedy when others are fearful.”

Many people are going to lose their minds.

Heck, if you watch the news, you know that many people have already lost them.

But if you can keep a cool head while everyone else is scared… you can win.

Now is not the time to be selling a business… it is the time to be building.

Now is not the time to be selling investments… it is the time to prepare to buy them.

Now is the time to be accumulating for the next three years.

If you spend the next 12 to 36 months accumulating assets, cash, and investments…

Whoo baby.

The other side of this is going to be absolutely glorious.

That is my plan.

And that is the plan that I am encouraging my friends to consider.

Now is the time to get your plan ready.

No, you don’t need to stock up on food.

I’m not that doom and gloom.

I literally just polished off all my “stored up food” from the last time that I prepared for the end of the world.

Now is the time to think long term and get ready for a wild ride.

As for me, I am refreshing my skill sets.

I’m re-learning copywriting.

I’m re-learning investing.

I’m building up cash reserves.

And I am preparing for the golden age that lives on the other side of this period.

I am more optimistic on the long term view than ever.

Rooting for ya,

P.S. One thing that I would NOT recommend doing:

Trying to navigate this alone.

There will be so much negativity on the news.

There is already so much negativity on social media.

Instead, get part of a community that is starting businesses now and investing the profits.


This is Dale, as probably know I believe a New Era of Wealth Building Opportunities are here.  But I also know if you don’t have a solid mindset to build upon your upside will be limitted.

That is why my focus has always been on  mindset, leadership &  investing your time and money properly.  If you want to make sure you stay in the loop on what we have going on, you can join our email newsletter at